Since we operate as a broker, we have many lenders we work with in the business finance sector. Hence, when it comes to your business equipment leasing needs, we’ve got you covered. We may be able to help you whether you’re a start up, have great credit, in the middle credit, or need equipment leasing with really bad credit.

Here Are a Few Equipment Leasing Options We Offer:

  1. We can do Application Only up to $500,000. (depends on all the variables like credit, equipment, time in business, etc.). In plain English, this means less paperwork from you without the need to send a bunch of cumbersome financials.
  2. Middle market and large transaction amounts ranging from $500,000 to $10,000,000+.

Often times, Application Only Equipment Leasing deals are underwritten and approved within 24 hours. Middle market and / or large ticket equipment leasing deals usually take 2-5 days.

Sale and Lease Back Equipment Leasing

Quite often, companies find the need for some working capital to expand, make it through lean times, etc. Obviously, they can use their bank lines if available, but sometimes it’s wise to save those for a rainy day so to speak. A sale lease back is similar to taking out equity with a home loan. Basically, if you have free and clear equipment, we may be able to do a sale lease back for you to access the cash you need.

In short, we can arrange to buy your equipment. You then lease it back. When you make all your payments, you’ll own the equipment again.

Please contact us at Info@TheBroker.Finance for more info about equipment leasing or at (714) 271-8524.

Equipment Leasing for Start-Up Companies

Many of the big banks, credit unions, and financial institutions will not finance start-up companies that are just starting out. They often times look for a 2 or 3 year or more history before they will lend your company money.

We may be able to help you grow by by arranging financing for the equipment you need to expand.

Equipment Financing or Leasing for B, C, and D Credit Profiles

Many industries go through cycles. That’s normal. Plus, the economy itself goes through cycles. It’s not unusual for a business to go through tough times and experience some financial suffering. We have several options for companies and company owners that have credit issues. “The Broker” has programs for very low credit scores. For example, we have programs for people just out of bankruptcy, and more. Not always, but often times you need additional collateral. It just depends on all the particulars. We encourage you to reach out and see if The Broker can help.

Equipment Leases for Government and Municipalities

The Broker can help arrange equipment leasing or financing government and / or municipal entities. The available rates are based on the rating of the government agency or municipality.

Below is a list of some of the agencies we can help:

  • Armed Services
  • Federal Government Agencies
  • Public Schools
  • Libraries
  • State Agencies
  • Fire Houses
  • Police Department

Again, this is just a partial list of what The Broker can help arrange financing for. We are able to arrange equipment leasing and business financing for any state, city, county, or federally controlled entity.

Please contact us at info@TheBroker.Finance and one of our business finance agents can help determine the best equipment leasing option for your company.

The Benefits of Equipment Leasing

photo of a red kenworth semi truck on website of the brokers equipment leasing page

A business can acquire equipment in a number of ways, including, but not limited to; Equipment Loans, Equipment Leasing, Cash, etc. However, Leasing Equipment has become a very popular way for businesses to get the equipment they need to succeed.

Recent surveys found that 80% of U.S. businesses, from Fortune 500 to the local family business, lease at least some portion of their business equipment. Part of growing a successful business sometimes means dealing with limited cash flow coupled with the need to add new equipment. Equipment leasing allows business owners and managers to put new equipment to work for them with limited up front expense. With our vast array of funding sources, we can arrange equipment leasing for virtually any kind of business equipment.

Equipment Lease Benefits at a Glance:

Monthly Payments Tend to Be Low (depends on all the variables of course)

Your monthly payment on an equipment lease will tend to be lower than the minimum monthly payment for other means of business equipment financing.

Please contact us at Info@TheBroker.Finance for more info about equipment leasing or at (714) 271-8524.

Lower or No Down Payment Options

Often times you can acquire new equipment with just one payment up front plus a small admin fee (depends on variables) when you’re leasing equipment. Many times a larger down payment is needed for traditional financing. This allows business to keep their business cash for future needs such as working capital or unexpected business expenses.

Cash is King!

Keep in mind, you can always lease equipment. However, if a need for cash arises, you can’t lease money! Often times equipment loans require 25% down or more. Leasing the equipment can cover 100% of the equipment cost. Most equipment leasing options only require 1 or 2 payments up front. All the while, you get full use of the business equipment.

Equipment Leasing Helps Preserve Credit Lines

Acquiring Equipment via Leasing does not impact your bank credit lines. Therefore, This is a great way to protect the borrowing power of your business.

Equipment Obsolescence

Let’s face it, technology changes FAST. Equipment that works for your business today, may be obsolete three, four, or five years from now. Equipment Leasing helps offer the flexibility and ability to upgrade equipment when the equipment has outlived it’s advantageousness for your business.

Ownership of Your Business Equipment

There are many ways to structure equipment leasing deals. Sometimes they are set up so that you don’t own the equipment at the end. You have to pay what’s called a residual (also called a buy-out). However, often times you can structure equipment leases with strategic buyout options. For example, some allow you to structure it with a $1.00 buy-out. Hence, you make your schedule monthly payments, pay the $1.00 at the end, and you then own the equipment. Not much different than a traditional loan really.

Please contact us at Info@TheBroker.Finance for more info about equipment leasing or at (714) 271-8524.

Payments That Remain Fixed for the Lease Term

Bank credit lines have variable rates which means variable payments and changing cash flow. Lease payments remain fixed for the life of the lease. It doesn’t matter if the feds raise rates, the lease payment is fixed. There was a time in the 1980’s when rates rose from 9% to roughly 16% – 20% in just a couple of years? That doesn’t happen with equipment leasing.

Significant tax and accounting advantages

Leasing your business equipment gets rid of the need for complicated depreciation schedules since lease payments are typically line item expenses on your Profit and Loss Statement. Often times lease payments can be treated like a pre tax expense for your business. You may even reduce your taxes (consult your tax professional).

Another thing to consider is that using your cash for equipment automatically adds 30-40% to the cost when you factor in the following; cash EQUALS profits. Plus taxes are paid on profits.

If your business is in need of new equipment, maybe an equipment leasing deal is the way to go.

Please contact us at Info@TheBroker.Finance for more info about equipment leasing or at (714) 271-8524.